Extensive Cover
We have compared and added a number of policy benefits to give you one of the best covers available.

Available 24hrs a day 7 days a week
Personally answered 0800 phone number

Roadside Assistance 24/7
Flat Tyre/Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out of Fuel, Breakdown Towing (mechanical or electrical)

Return to Home and Accommodation Costs
Out of Pocket Expenses – away from home up to $1,000 if you are 100km or more away from your usual residence for alternative transport and accommodation

Accident Management Service
Crash Management gives Protecta customers quality 24 hour, 7 days a week nationwide service including free pick-up and delivery, free courtesy cars and emergency accident roadside assistance if required

Maximum Amount Claimable
Up to the Current Market Value of the Vehicle

Vehicle Repatriation Costs
Up to $500 is available to relocate your vehicle closer to home

Easy claims process
Experienced people that make the process as fast and easy as possible for you

Benefits

• Pay Monthly – no extra fees or charges
• New for old for two years
• Trailer Cover
• Accidental Death Cover $5000
• Keys and Locks
• Completion of Journey Costs
• No Blame Bonus
• Excess Protection
• Rental Vehicle Cover (optional)

Liability Cover

• Legal Liability cover for $20 Million for Third Party Damage
• $1 Million for Third Party Injury

Discount Options

• Named Driver
• Restricted Driver
• Voluntary Excess

What is GAP?
Guaranteed Asset Protection (GAP), protects you financially against the loss of your vehicle. If your vehicle is under finance and deemed a total loss through accident or theft, GAP pays any shortfall, up to $10,000, on the finance of your vehicle. For example, if your vehicle finance amount was $15,000 and the market value of your vehicle is less than $15,000, there will be a shortfall amount that you’re required to pay your finance company.

Why do I need GAP?
GAP not only covers the vehicle finance shortfall, but pays up to $2,500 on out-of-pocket expenses, such as:

• on road costs for your replacement vehicle
• new insurance on your replacement vehicle
• the excess amount on your total loss through accident or theft
• the hire of a rental vehicle, up to $100 a day, for five days.

Covers loan repayments in cases where the insured may become totally disabled through accident or illness, or is made redundant or declared bankrupt. In such cases the policyholder is protected against having to make payments for the duration of the disability, redundancy or bankruptcy. In the case of the insured’s death, the balance of outstanding payments (less any arrears) will be paid.